Please read this Policy carefully before using any of our Sites. We may also update or modify this Policy at any time by posting our revised policy to our Sites. We include an “effective date” in the Policy displayed on our Sites. We strongly encourage you to refer back to the Policy periodically to ensure that you stay up to date with our practices and procedures.
By using any of our Sites, you agree that you have read, understood and agree to be bound by this Policy, including any updates to the Policy, and approve of the collection, use and disclosure by us of your personal information according to its terms.
By submitting personal information to us or by otherwise using any of our Products or our Sites, you hereby consent to the collection, use and disclosure of your personal information in accordance with this Policy.
If you do not agree with some or all of this Policy, please do not use the Sites or Services, or order our Products.
Collection of Personal Information
In the course of providing Services through our Sites and off-line, we may collect your personal information.
“Personal information” means information that can identify an individual, and includes, for example, a person’s name, home address, home phone number, email address, credit card information or bank account information. Personal information in Canada does not include information to enable an individual at a place of business to be contacted, such as their name, position name or title, business telephone number, business address, or business email address.
We will only collect personal information as permitted under the applicable federal, provincial and state privacy legislation. We may collect personal information in a variety of ways, including where you:
By submitting personal information to us, you consent to us collecting the personal information that you have submitted and using such personal information for the purposes set out in this Policy.
We may also collect aggregate information which tells us about visitors to our Sites, but not the identity of those visitors. For example, we may collect information about the date, time and duration of visits and which pages of our Sites are most commonly accessed. The purpose of collecting this aggregate information is to help us administer and improve our Sites. Data collected through our Sites on an anonymous and aggregated basis helps us measure interest in and use of our Sites. We reserve the right to provide our analyses based on such anonymous and aggregated data to third parties. Information that we collect about the date, time and duration of visits and which pages of our Sites are most commonly accessed cannot be collated to create a profile about your preferences and/or characteristics.
The Sites also use Google Analytics to gather information about users’ usage of the Sites. We utilize this information to make educated metric-based decisions to improve the user experience of the Sites. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-on.
How We May Use Your Information
Personal information collected by us is used only for the purposes described in this Policy, or for other purposes which are disclosed to you and to which you consent.
We generally use your personal information to:
How We Share Your Personal Information
Investing Insider does not sell or rent personal information to third parties, or share personal information with third parties, except as described in this Policy as it may be revised from time to time. We may disclose or share your personal information in the following circumstances:
Our Sites, Services, and Products may, from time to time, discuss investment strategies and our research into a range of industries to evaluate corporate investments. However, we do not currently provide financial, investment or economic advisory services that are specific to any user in the same manner as services offered by credit counselors, financial planners, tax preparers, accountants, and/or investment advisors. As such, we do not qualify as a financial institution and are not subject to the Gramm-Leach-Bliley Act with respect to the privacy of any information that you provide.
Our Sites and Products may contain links to the websites of other organizations which may be of interest to you. Similarly, you may be directed to the websites of other organizations to perform certain functions provided on our Sites. Linked websites are operated by third parties who are responsible for their own privacy practices and you should check those websites for their respective privacy policies. Please refer to our Terms of Service for further information in relation to links to third party websites.
It is important to us that we collect, use or disclose your personal information only where we have your consent to do so or as provided in this Policy. Depending on the sensitivity of the personal information, your consent may be express, implied or deemed. Express consent can be given orally, electronically or in writing. Implied consent is consent that can reasonably be inferred from your action or inaction. For example, when you order our Products or Services, we will assume your consent to the collection, use and disclosure of your personal information for purposes related to carrying out your order or for other purposes identified to you at the relevant time. Deemed consent is consent we assume if you do not exercise an opt-out mechanism that is expressly offered to you.
By submitting your personal information to us or obtaining our Products or Services, you consent to the collection, use and disclosure of your personal information in the manner described in this Policy. To the extent that we are required by applicable laws to obtain your express consent for the collection, use or disclosure of your personal information in accordance with this Policy, such consent will be requested at the appropriate time. Further, if we plan to use or disclose your personal information for a purpose not previously identified (either in this Policy or separately), we will advise you of that purpose before such use or disclosure. However, we may collect, use or disclose your personal information without your knowledge or consent where we are permitted or required to do so by applicable law or regulatory requirements.
You may change or withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice, by contacting us using the contact information set out below. In some circumstances, a change or withdrawal of consent may limit our ability to provide Products or Services to you or your ability to access certain areas of our Sites.
We assume, unless you advise us otherwise, that by receiving a copy of this Policy or by continuing to deal with us, you have consented to the collection, use and disclosure of your personal information as explained in this Policy.
We use reasonable and appropriate measures, including encryption software, designed to help you secure your personal information against accidental or unlawful loss, access or disclosure. Only staff and service providers who have a legitimate business purpose for accessing the personal information collected by us are authorized to do so. Unauthorized use of personal information by anyone affiliated with INVESTING INSIDER is prohibited and constitutes grounds for disciplinary action.
Unfortunately, no data transmission over the Internet can be guaranteed as completely secure. While we strive to protect such information, we cannot ensure or warrant the security of any information transmitted to us and you do so at your own risk.
You are solely responsible for ensuring that you do not disclose your account access information to third parties. This includes but is not limited to not disclosing such information to anyone, ensuring that sufficient security software is installed and running on your computer, smartphone or tablet, that your network firewall is of sufficient quality and that your wireless connection is encrypted to a degree that will prevent third party access. We are not responsible for any failure by you to secure your own device and its access to the Internet or your use of public, unsecured networks. We are also not responsible for any failure by you to eliminate malware. These failures and others can make you vulnerable to privacy breaches and would put you and your data at risk.
Personal information collected by INVESTING INSIDER or third parties referenced herein may be stored and processed in another country and by using the Sites, you consent to any such transfer of information outside of Canada, including in the United States. We will use reasonable measures to ensure all personal information is protected, but cannot ensure that the laws of other countries will offer the same level of protection as Canadian and United States laws. By submitting your personal information to us, you hereby consent to the transmission, processing and/or storage of personal information outside of Canada.
Cookies and similar technologies
A cookie is a small amount of data that is transferred to your browser by a web server and can only be read by the website that gave it to you. It functions as your identification card. It is not a program and cannot be executed as code or deliver viruses. Cookies can also customize a website to your particular interests or store your personal information – like passwords or user IDs. If a site ever greets you with your name, chances are it’s using a cookie to do so.
Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie – this gives you the chance to decide whether to accept it. To learn more about cookies and how to change your settings, please use the help function in your browser.
The Sites also utilize the Conversion Tracking Pixel service of Facebook Inc ("Facebook"). This tool allows us to follow the actions of users after they are redirected to a provider's website by clicking on a Facebook advertisement. We are thus able to record the efficacy of Facebook advertisements for statistical and market research purposes. The collected data remains anonymous, which means we cannot see the personal data of any individual user. However, the collected data is saved and processed by Facebook. Facebook is able to connect the data with your Facebook account and use the data for their own advertising purposes, in accordance with Facebook's Data Use Policy found under: https://www.facebook.com/about/privacy/.
Facebook Conversion Tracking also allows Facebook and its partners to show you advertisements on and outside of Facebook. In addition, a cookie will be saved to your computer for these purposes. Please click the following link if you would like to revoke your permission: https://www.facebook.com/ads/website_custom_audiences/ Failure to click the link will constitute deemed permission to allow Facebook to use your collected data.
We are committed to complying with Canada’s Anti-Spam Legislation. Where we have your consent or it is lawful to do so, we may provide you with direct marketing communications about our Products and Services which may be of interest to you. Such information may be sent to you by post, email, telephone or SMS.
If you have consented to receiving marketing materials from us, you can withdraw your consent to receiving those communications at any time by:
Even if you exercise one of the above options, we reserve the right to send you transactional or informational emails such as customer service communications in connection with the Products and Services you have purchased or changes to our Sites, your account or our policies for as long as you maintain an account for use on our Sites.
Access to and Corrections of Your Information
You have the right to know what personal information we have about you and to correct any inaccuracies. If a Site allows you to create an account, your personal information is available when you log in to your account and you may correct this information at any time. Otherwise, please direct any such requests by email to firstname.lastname@example.org.
We may retain your personal information only as long as it is necessary in order to manage our relationship with you (or fulfill the purposes for which it was collected) or as otherwise permitted by law. We will destroy personal information when it is no longer required for the purposes for which it was collected or as required by applicable law.
If you have any questions or comments about this Policy, your information, our third-party disclosure practices or your consent choices, please contact us at email@example.com.
Effective date: 09/17/21.